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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in San Juan County, New Mexico

Fat Boy Data analyzed cash-out refinance activity in San Juan County, New Mexico, home to Farmington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,008 applications were decided by 93 lenders between 2023 and 2025.

San Juan County at a glance

93Active lenders12 with 20+ decisions
68.7%Market approval rate692 of 1,008 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up644 loans funded

How San Juan County compares

Approval rate compared
San Juan County68.7%New Mexico69.1%All 616 counties68.2%
Typical loan compared
San Juan County$165KNew Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in San Juan County, NM, 177 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mortgage Solutions of Colorado, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 72One lender: 35% approved of 34One lender: 50% approved of 38One lender: 52% approved of 29Loandepot.Com, LLC: 68% approved of 44Rocket Mortgage, LLC: 76% approved of 241Freedom Mortgage Corporation: 78% approved of 46United Wholesale Mortgage, LLC: 85% approved of 65One lender: 87% approved of 23One lender: 90% approved of 30One lender: 96% approved of 28One lender: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in San Juan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%183 / 24197%$135K177
2Amerisave Mortgage Corporation22%16 / 72100%$165K16
3United Wholesale Mortgage, LLCBroker only85%55 / 6598%$205K54
4Freedom Mortgage Corporation78%36 / 46100%$215K36
5Loandepot.Com, LLC68%30 / 4497%$215K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 88 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in San Juan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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