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mortgage lenders · HMDA 2023–2025

Mortgage lenders in San Juan County, New Mexico

Fat Boy Data analyzed home purchase mortgage activity in San Juan County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,055 applications were decided by 159 lenders between 2023 and 2025.

San Juan County at a glance

159Active lenders23 with 20+ decisions
69.4%Market approval rate2,814 of 4,055 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,613 loans funded

How San Juan County compares

Approval rate compared
San Juan County69.4%New Mexico83.4%All 616 counties87.6%
Typical loan compared
San Juan County$195KNew Mexico$275KAll 616 counties$335K

What the data shows

Cornerstone Capital Bank, Ssb made the most home purchase mortgages in San Juan County, NM, 409 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Lenders approved 69.4% of home purchase mortgage applications in San Juan County, NM, 14.0 percentage points below the New Mexico rate of 83.4%.

The typical home purchase mortgage here is $195K, 29% smaller than the New Mexico typical of $275K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 12% approved of 555Countryplace Mortgage, Ltd.: 15% approved of 26Credit Human Federal Credit Union: 18% approved of 10021St Mortgage Corporation: 28% approved of 518Triad Financial Services, Inc.: 45% approved of 96Kind Lending, LLC: 77% approved of 48Cmg Mortgage, Inc.: 79% approved of 47Navy Federal Credit Union: 83% approved of 23The Citizens Bank: 83% approved of 120Wells Fargo Bank, National Association: 85% approved of 26Rocket Mortgage, LLC: 86% approved of 99Click N' Close, Inc.: 92% approved of 38United Wholesale Mortgage, LLC: 93% approved of 192Amcap Mortgage, Ltd.: 94% approved of 210Mortgage Research Center, LLC: 95% approved of 83Waterstone Mortgage Corporation: 95% approved of 187Primelending, A Plainscapital Company: 95% approved of 22Mortgage Solutions of Colorado, LLC: 96% approved of 178V.I.P. Mortgage, Inc.: 97% approved of 263Cornerstone Capital Bank, Ssb: 97% approved of 421Guild Mortgage Company LLC: 97% approved of 331Crosscountry Mortgage, LLC: 100% approved of 27Michigan Mutual, Inc.: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in San Juan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Vanderbilt Mortgage and Finance, Inc.12%66 / 55583%$105K55
221St Mortgage Corporation28%145 / 51892%$115K133
3Cornerstone Capital Bank, Ssb97%409 / 421100%$185K409
4Guild Mortgage Company LLC97%322 / 33187%$195K280
5V.I.P. Mortgage, Inc.97%254 / 26399%$225K251

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 154 more lenders.

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