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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Queens County, New York

Fat Boy Data analyzed cash-out refinance activity in Queens County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,051 applications were decided by 168 lenders between 2023 and 2025.

Queens County at a glance

168Active lenders44 with 20+ decisions
65.7%Market approval rate3,320 of 5,051 decided
$305KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,069 loans funded

How Queens County compares

Approval rate compared
Queens County65.7%New York72.6%All 616 counties68.2%
Typical loan compared
Queens County$305KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Queens County, NY, 822 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Meadowbrook Financial Mortgage Bankers Corp. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 75.

Lenders approved 65.7% of cash-out refinance applications in Queens County, NY, 6.8 percentage points below the New York rate of 72.6%.

The typical cash-out refinance here is $305K, 65% larger than the New York typical of $185K.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 21Newrez LLC: 26% approved of 425One lender: 30% approved of 27One lender: 33% approved of 27Carrington Mortgage Services, LLC: 36% approved of 139One lender: 38% approved of 125One lender: 39% approved of 133One lender: 41% approved of 39One lender: 48% approved of 25One lender: 50% approved of 102One lender: 51% approved of 90One lender: 54% approved of 35One lender: 56% approved of 93One lender: 57% approved of 51One lender: 57% approved of 70One lender: 58% approved of 26One lender: 59% approved of 46One lender: 59% approved of 27One lender: 61% approved of 23One lender: 65% approved of 37One lender: 66% approved of 128One lender: 66% approved of 106One lender: 67% approved of 27United Wholesale Mortgage, LLC: 74% approved of 408JPMorgan Chase Bank, National Association: 76% approved of 325Rocket Mortgage, LLC: 76% approved of 1,109One lender: 78% approved of 36One lender: 81% approved of 26One lender: 82% approved of 55One lender: 83% approved of 75One lender: 85% approved of 27One lender: 86% approved of 28One lender: 87% approved of 76One lender: 87% approved of 47One lender: 88% approved of 42One lender: 89% approved of 37One lender: 90% approved of 20One lender: 91% approved of 23One lender: 94% approved of 33One lender: 94% approved of 52One lender: 95% approved of 61One lender: 96% approved of 73One lender: 97% approved of 36One lender: 99% approved of 75

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Queens County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%847 / 1,10997%$225K822
2Newrez LLC26%109 / 42595%$305K104
3United Wholesale Mortgage, LLCBroker only74%302 / 40894%$435K285
4JPMorgan Chase Bank, National Association76%246 / 32595%$285K233
5Carrington Mortgage Services, LLC36%50 / 13972%$495K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 163 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Queens County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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