Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Rockland County, New York
Every institution that decided a 1–4 unit mortgage application in Rockland County, home to Spring Valley, between 2023 and 2025: 16,476 applications, 12,070 loans actually funded, across 8 kinds of borrowing.
Rockland County at a glance
16,476Applications decided
2023–2025
12,070Loans funded
73% of decisions
80Census tracts
23 ZIP codes
338,936People
ACS 2023
What the data shows
The typical purchase mortgage here is $545K.
Investment home improvement is the hardest money to get here: lenders approved 44% of 190 applications.
Lending by loan type in Rockland County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.0% | 7,054 | $545K | 97% | 217 |
| Home improvement loans | 51.6% | 2,538 | $165K | 95% | 80 |
| Cash-out refinance | 71.9% | 1,928 | $255K | 95% | 111 |
| Refinance | 66.1% | 1,584 | $285K | 94% | 107 |
| Investment property purchase | 87.8% | 1,943 | $565K | 92% | 115 |
| Investment cash-out refinance | 80.8% | 723 | $475K | 92% | 67 |
| Investment refinance | 80.0% | 516 | $585K | 94% | 69 |
| Investment home improvement | 44.2% | 190 | $185K | 93% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.