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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rockland County, New York

Fat Boy Data analyzed cash-out refinance activity in Rockland County, New York, home to Spring Valley, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,928 applications were decided by 111 lenders between 2023 and 2025.

Rockland County at a glance

111Active lenders21 with 20+ decisions
71.9%Market approval rate1,387 of 1,928 decided
$255KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,322 loans funded

How Rockland County compares

Approval rate compared
Rockland County71.9%New York72.6%All 616 counties68.2%
Typical loan compared
Rockland County$255KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Rockland County, NY, 394 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $255K, 38% larger than the New York typical of $185K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 25One lender: 33% approved of 21One lender: 47% approved of 49Newrez LLC: 48% approved of 128One lender: 55% approved of 20One lender: 57% approved of 44Quorum Federal Credit Union: 59% approved of 82One lender: 59% approved of 39One lender: 61% approved of 51One lender: 61% approved of 23One lender: 64% approved of 45One lender: 70% approved of 53One lender: 73% approved of 48One lender: 73% approved of 45United Wholesale Mortgage, LLC: 80% approved of 232Rocket Mortgage, LLC: 83% approved of 491JPMorgan Chase Bank, National Association: 84% approved of 64One lender: 93% approved of 29One lender: 95% approved of 37One lender: 95% approved of 38One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Rockland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%407 / 49197%$175K394
2United Wholesale Mortgage, LLCBroker only80%186 / 23298%$315K182
3Newrez LLC48%61 / 12897%$245K59
4Quorum Federal Credit Union59%48 / 8285%$195K41
5JPMorgan Chase Bank, National Association84%54 / 6496%$255K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 106 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Rockland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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