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refinance lenders · HMDA 2023–2025

Refinance lenders in Rockland County, New York

Fat Boy Data analyzed mortgage refinance activity in Rockland County, New York, home to Spring Valley, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,584 applications were decided by 107 lenders between 2023 and 2025.

Rockland County at a glance

107Active lenders19 with 20+ decisions
66.1%Market approval rate1,047 of 1,584 decided
$285KTypical loanmedian lender, $10K brackets
94%Borrower take-up980 loans funded

How Rockland County compares

Approval rate compared
Rockland County66.1%New York71.0%All 616 counties76.5%
Typical loan compared
Rockland County$285KNew York$205KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Rockland County, NY, 175 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 54.

The typical mortgage refinance here is $285K, 39% larger than the New York typical of $205K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 78One lender: 38% approved of 26One lender: 52% approved of 58One lender: 53% approved of 32Manufacturers and Traders Trust Company: 54% approved of 76One lender: 55% approved of 29Bank of America, National Association: 60% approved of 101One lender: 61% approved of 38Citizens Bank, National Association: 61% approved of 293One lender: 65% approved of 48One lender: 68% approved of 31TD Bank, National Association: 72% approved of 151One lender: 73% approved of 59One lender: 74% approved of 27One lender: 86% approved of 29One lender: 89% approved of 57One lender: 90% approved of 29One lender: 95% approved of 21One lender: 100% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Rockland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association61%178 / 29398%$285K175
2TD Bank, National Association72%109 / 151100%$305K109
3Bank of America, National Association60%61 / 101100%$255K61
4Discover Bank29%23 / 78100%$175K23
5Manufacturers and Traders Trust Company54%41 / 7685%$235K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 102 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Rockland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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