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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Rockland County, New York

Fat Boy Data analyzed home improvement loan activity in Rockland County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,538 applications were decided by 80 lenders between 2023 and 2025.

Rockland County at a glance

80Active lenders23 with 20+ decisions
51.6%Market approval rate1,309 of 2,538 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,247 loans funded

How Rockland County compares

Approval rate compared
Rockland County51.6%New York58.6%All 616 counties62.7%
Typical loan compared
Rockland County$165KNew York$75KAll 616 counties$75K

What the data shows

Citizens Bank, National Association made the most home improvement loans in Rockland County, NY, 249 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 90% of 39.

Lenders approved 51.6% of home improvement loan applications in Rockland County, NY, 7.0 percentage points below the New York rate of 58.6%.

The typical home improvement loan here is $165K, 120% larger than the New York typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Jovia Financial: 25% approved of 24Discover Bank: 27% approved of 135U.S. Bank National Association: 32% approved of 28Pentagon Federal Credit Union: 38% approved of 48Citibank, National Association: 40% approved of 25Manufacturers and Traders Trust Company: 42% approved of 309Bank of America, National Association: 42% approved of 215Municipal Credit Union: 46% approved of 46Affinity: 48% approved of 73Webster Bank, National Association: 48% approved of 54Navy Federal Credit Union: 49% approved of 43PNC Bank, National Association: 49% approved of 94Fourleaf: 49% approved of 81TrustCo Bank: 52% approved of 25KeyBank National Association: 53% approved of 59Citizens Bank, National Association: 53% approved of 477Visions Federal Credit Union: 57% approved of 28Hudson Valley Credit Union: 63% approved of 115TD Bank, National Association: 63% approved of 334Valley National Bank: 68% approved of 25Third Federal Savings And Loan Association Of Cleveland: 68% approved of 25JPMorgan Chase Bank, National Association: 74% approved of 23Homebridge Financial Services, Inc.: 90% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Rockland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association53%253 / 47798%$205K249
2TD Bank, National Association63%211 / 33498%$175K207
3Manufacturers and Traders Trust Company42%129 / 30991%$155K118
4Bank of America, National Association42%90 / 21597%$105K87
5Discover Bank27%36 / 13597%$85K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Rockland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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