Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Catawba County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Catawba County, home to Hickory, between 2023 and 2025: 15,250 applications, 11,798 loans actually funded, across 8 kinds of borrowing.
Catawba County at a glance
15,250Applications decided
2023–2025
11,798Loans funded
77% of decisions
34Census tracts
10 ZIP codes
162,051People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 57% of 104 applications.
Lending by loan type in Catawba County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.6% | 7,526 | $245K | 96% | 315 |
| Home improvement loans | 67.6% | 2,089 | $75K | 94% | 86 |
| Cash-out refinance | 70.9% | 2,279 | $145K | 94% | 149 |
| Refinance | 77.6% | 1,886 | $105K | 94% | 149 |
| Investment property purchase | 89.1% | 960 | $195K | 95% | 174 |
| Investment cash-out refinance | 73.7% | 198 | $175K | 92% | 74 |
| Investment refinance | 84.6% | 208 | $205K | 97% | 65 |
| Investment home improvement | 56.7% | 104 | $65K | 98% | 29 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.