Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Iredell County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Iredell County, home to Mooresville, between 2023 and 2025: 20,806 applications, 16,059 loans actually funded, across 8 kinds of borrowing.
Iredell County at a glance
20,806Applications decided
2023–2025
16,059Loans funded
77% of decisions
46Census tracts
8 ZIP codes
191,800People
ACS 2023
What the data shows
The typical purchase mortgage here is $315K.
Investment home improvement is the hardest money to get here: lenders approved 54% of 115 applications.
Lending by loan type in Iredell County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.3% | 10,937 | $315K | 96% | 420 |
| Home improvement loans | 65.3% | 2,701 | $95K | 93% | 97 |
| Cash-out refinance | 70.9% | 2,753 | $185K | 95% | 201 |
| Refinance | 76.3% | 2,752 | $215K | 93% | 197 |
| Investment property purchase | 88.9% | 1,081 | $235K | 96% | 212 |
| Investment cash-out refinance | 78.1% | 251 | $165K | 91% | 77 |
| Investment refinance | 78.2% | 216 | $225K | 93% | 73 |
| Investment home improvement | 53.9% | 115 | $105K | 95% | 47 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.