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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Catawba County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Catawba County, North Carolina, home to Hickory, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,279 applications were decided by 149 lenders between 2023 and 2025.

Catawba County at a glance

149Active lenders21 with 20+ decisions
70.9%Market approval rate1,615 of 2,279 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,522 loans funded

How Catawba County compares

Approval rate compared
Catawba County70.9%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Catawba County$145KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Catawba County, NC, 470 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $145K, 26% smaller than the North Carolina typical of $195K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 23One lender: 35% approved of 34Amerisave Mortgage Corporation: 38% approved of 149One lender: 41% approved of 22One lender: 44% approved of 62One lender: 48% approved of 42One lender: 50% approved of 22State Employees': 62% approved of 126One lender: 65% approved of 48Loandepot.Com, LLC: 66% approved of 91One lender: 68% approved of 22One lender: 70% approved of 20One lender: 70% approved of 54One lender: 72% approved of 67One lender: 73% approved of 45United Wholesale Mortgage, LLC: 79% approved of 180One lender: 81% approved of 36Rocket Mortgage, LLC: 82% approved of 589One lender: 83% approved of 46One lender: 98% approved of 45One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Catawba County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%485 / 58997%$145K470
2United Wholesale Mortgage, LLCBroker only79%142 / 18099%$195K140
3Amerisave Mortgage Corporation38%56 / 149100%$125K56
4State Employees'62%78 / 12697%$205K76
5Loandepot.Com, LLC66%60 / 9198%$155K59

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Catawba County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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