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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Catawba County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Catawba County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,279 applications were decided by 149 lenders between 2023 and 2025.

Catawba County at a glance

149Active lenders21 with 20+ decisions
70.9%Market approval rate1,615 of 2,279 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,522 loans funded

How Catawba County compares

Approval rate compared
Catawba County70.9%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Catawba County$145KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Catawba County, NC, 470 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $145K, 26% smaller than the North Carolina typical of $195K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 23New Day Financial, LLC: 35% approved of 34Amerisave Mortgage Corporation: 38% approved of 149American Financing Corporation: 41% approved of 22Carrington Mortgage Services, LLC: 44% approved of 62Wells Fargo Bank, National Association: 48% approved of 42Lakeview Loan Servicing, LLC: 50% approved of 22State Employees': 62% approved of 126Newrez LLC: 65% approved of 48Loandepot.Com, LLC: 66% approved of 91Mutual of Omaha Mortgage, Inc.: 68% approved of 22Flagstar Bank, National Association: 70% approved of 20Truist Bank: 70% approved of 54Freedom Mortgage Corporation: 72% approved of 67Pennymac Loan Services, LLC: 73% approved of 45United Wholesale Mortgage, LLC: 79% approved of 180GoodLeap, LLC: 81% approved of 36Rocket Mortgage, LLC: 82% approved of 589Nationstar Mortgage LLC: 83% approved of 46Reliance First Capital, LLC: 98% approved of 45Movement Mortgage, LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Catawba County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%485 / 58997%$145K470
2United Wholesale Mortgage, LLCBroker only79%142 / 18099%$195K140
3Amerisave Mortgage Corporation38%56 / 149100%$125K56
4State Employees'62%78 / 12697%$205K76
5Loandepot.Com, LLC66%60 / 9198%$155K59

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 144 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Catawba County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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