refinance lenders · HMDA 2023–2025

Refinance lenders in Catawba County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Catawba County, North Carolina, home to Hickory, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,886 applications were decided by 149 lenders between 2023 and 2025.

Catawba County at a glance

149Active lenders20 with 20+ decisions
77.6%Market approval rate1,464 of 1,886 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,370 loans funded

How Catawba County compares

Approval rate compared
Catawba County77.6%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Catawba County$105KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Catawba County, NC, 253 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 55.

The typical mortgage refinance here is $105K, 49% smaller than the North Carolina typical of $205K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 36% approved of 33One lender: 55% approved of 20One lender: 58% approved of 26One lender: 61% approved of 28One lender: 62% approved of 21One lender: 63% approved of 43One lender: 71% approved of 21One lender: 73% approved of 22One lender: 75% approved of 52State Employees': 76% approved of 335One lender: 77% approved of 66Truist Bank: 78% approved of 250First-Citizens Bank & Trust Company: 78% approved of 184Rocket Mortgage, LLC: 82% approved of 94One lender: 87% approved of 23One lender: 88% approved of 24United Wholesale Mortgage, LLC: 89% approved of 99One lender: 94% approved of 49One lender: 96% approved of 25One lender: 98% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Catawba County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'76%255 / 33599%$105K253
2Truist Bank78%194 / 25093%$105K181
3First-Citizens Bank & Trust Company78%143 / 18494%$105K135
4United Wholesale Mortgage, LLCBroker only89%88 / 9994%$275K83
5Rocket Mortgage, LLC82%77 / 9494%$235K72

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Catawba County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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