Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Davidson County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Davidson County, home to Thomasville, between 2023 and 2025: 16,381 applications, 12,330 loans actually funded, across 8 kinds of borrowing.
Davidson County at a glance
16,381Applications decided
2023–2025
12,330Loans funded
75% of decisions
42Census tracts
7 ZIP codes
171,063People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Lending by loan type in Davidson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.4% | 8,633 | $235K | 97% | 319 |
| Home improvement loans | 63.3% | 2,228 | $55K | 95% | 84 |
| Cash-out refinance | 66.8% | 2,296 | $155K | 95% | 142 |
| Refinance | 77.2% | 2,288 | $105K | 94% | 151 |
| Investment property purchase | 90.0% | 579 | $175K | 96% | 138 |
| Investment cash-out refinance | 71.7% | 138 | $135K | 94% | 52 |
| Investment refinance | 74.1% | 131 | $125K | 98% | 47 |
| Investment home improvement | 58.0% | 88 | $105K | 94% | 31 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.