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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Davidson County, North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Davidson County, North Carolina, home to Thomasville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 138 applications were decided by 52 lenders between 2023 and 2025.

Davidson County at a glance

52Active lenders0 with 20+ decisions
71.7%Market approval rate99 of 138 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up93 loans funded

How Davidson County compares

Approval rate compared
Davidson County71.7%North Carolina71.8%All 616 counties73.1%
Typical loan compared
Davidson County$135KNorth Carolina$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Davidson County, NC, 9 of them.

The typical investment cash-out refinance here is $135K, 31% smaller than the North Carolina typical of $195K.

Investment property cash-out lenders in Davidson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only54%7 / 13100%$145K7
2Rocket Mortgage, LLCLimited sample82%9 / 11100%$175K9
3Homexpress Mortgage Corp.Broker only62%5 / 8100%$135K5
4State Employees'Limited sample57%4 / 7100%$115K4
5Newrez LLCLimited sample57%4 / 7100%$125K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 47 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Davidson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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