Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Forsyth County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Forsyth County, home to Winston-Salem, between 2023 and 2025: 30,896 applications, 23,520 loans actually funded, across 8 kinds of borrowing.
Forsyth County at a glance
30,896Applications decided
2023–2025
23,520Loans funded
76% of decisions
95Census tracts
15 ZIP codes
386,740People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 49% of 211 applications.
Lending by loan type in Forsyth County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.7% | 14,897 | $245K | 97% | 410 |
| Home improvement loans | 61.6% | 4,636 | $55K | 94% | 100 |
| Cash-out refinance | 66.7% | 4,584 | $155K | 94% | 206 |
| Refinance | 75.1% | 4,241 | $105K | 94% | 209 |
| Investment property purchase | 88.6% | 1,526 | $165K | 96% | 233 |
| Investment cash-out refinance | 70.9% | 470 | $135K | 92% | 114 |
| Investment refinance | 78.8% | 331 | $105K | 93% | 77 |
| Investment home improvement | 48.8% | 211 | $65K | 97% | 47 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.