Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Harnett County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Harnett County, home to Dunn, between 2023 and 2025: 17,598 applications, 13,670 loans actually funded, across 8 kinds of borrowing.
Harnett County at a glance
17,598Applications decided
2023–2025
13,670Loans funded
78% of decisions
28Census tracts
10 ZIP codes
136,503People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Lending by loan type in Harnett County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.6% | 10,781 | $295K | 97% | 356 |
| Home improvement loans | 58.9% | 1,282 | $65K | 96% | 76 |
| Cash-out refinance | 65.5% | 2,239 | $215K | 95% | 144 |
| Refinance | 80.4% | 2,186 | $315K | 89% | 170 |
| Investment property purchase | 86.0% | 758 | $205K | 96% | 148 |
| Investment cash-out refinance | 72.7% | 121 | $155K | 91% | 56 |
| Investment refinance | 81.6% | 136 | $165K | 94% | 51 |
| Investment home improvement | 40.0% | 95 | $65K | 100% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.