Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Moore County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Moore County, home to Pinehurst, between 2023 and 2025: 11,168 applications, 8,866 loans actually funded, across 8 kinds of borrowing.
Moore County at a glance
11,168Applications decided
2023–2025
8,866Loans funded
79% of decisions
29Census tracts
10 ZIP codes
102,840People
ACS 2023
What the data shows
The typical purchase mortgage here is $385K.
Lending by loan type in Moore County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.5% | 5,791 | $385K | 96% | 322 |
| Home improvement loans | 68.0% | 1,296 | $105K | 96% | 81 |
| Cash-out refinance | 71.3% | 1,429 | $225K | 95% | 138 |
| Refinance | 81.0% | 1,572 | $325K | 91% | 135 |
| Investment property purchase | 89.9% | 714 | $285K | 97% | 164 |
| Investment cash-out refinance | 71.6% | 162 | $215K | 97% | 65 |
| Investment refinance | 79.3% | 116 | $355K | 95% | 54 |
| Investment home improvement | 55.7% | 88 | $105K | 96% | 33 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.