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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Harnett County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Harnett County, North Carolina, home to Dunn, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,239 applications were decided by 144 lenders between 2023 and 2025.

Harnett County at a glance

144Active lenders19 with 20+ decisions
65.5%Market approval rate1,467 of 2,239 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,397 loans funded

How Harnett County compares

Approval rate compared
Harnett County65.5%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Harnett County$215KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Harnett County, NC, 333 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 37.

The typical cash-out refinance here is $215K, 10% larger than the North Carolina typical of $195K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 86Amerisave Mortgage Corporation: 26% approved of 141One lender: 29% approved of 34One lender: 36% approved of 61One lender: 42% approved of 102One lender: 48% approved of 86One lender: 59% approved of 41One lender: 59% approved of 98One lender: 60% approved of 20Loandepot.Com, LLC: 61% approved of 104One lender: 69% approved of 59One lender: 70% approved of 37Freedom Mortgage Corporation: 75% approved of 136One lender: 75% approved of 60One lender: 75% approved of 56One lender: 79% approved of 33United Wholesale Mortgage, LLC: 80% approved of 192Rocket Mortgage, LLC: 83% approved of 411One lender: 97% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Harnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%340 / 41198%$175K333
2United Wholesale Mortgage, LLCBroker only80%154 / 19297%$245K150
3Amerisave Mortgage Corporation26%37 / 141100%$175K37
4Freedom Mortgage Corporation75%102 / 13697%$265K99
5Loandepot.Com, LLC61%63 / 10498%$185K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 139 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Harnett County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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