refinance lenders · HMDA 2023–2025

Refinance lenders in Harnett County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Harnett County, North Carolina, home to Dunn, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,186 applications were decided by 170 lenders between 2023 and 2025.

Harnett County at a glance

170Active lenders20 with 20+ decisions
80.4%Market approval rate1,757 of 2,186 decided
$315KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,562 loans funded

How Harnett County compares

Approval rate compared
Harnett County80.4%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Harnett County$315KNorth Carolina$205KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Harnett County, NC, 189 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical mortgage refinance here is $315K, 54% larger than the North Carolina typical of $205K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 31One lender: 48% approved of 50One lender: 59% approved of 41One lender: 59% approved of 68One lender: 59% approved of 22Mortgage Research Center, LLC: 61% approved of 112State Employees': 65% approved of 240One lender: 69% approved of 26One lender: 70% approved of 30One lender: 71% approved of 35One lender: 78% approved of 58One lender: 81% approved of 52Rocket Mortgage, LLC: 83% approved of 106One lender: 91% approved of 22United Wholesale Mortgage, LLC: 92% approved of 274One lender: 94% approved of 105One lender: 96% approved of 82One lender: 96% approved of 28Freedom Mortgage Corporation: 97% approved of 257One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Harnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%252 / 27487%$325K220
2Freedom Mortgage Corporation97%249 / 25776%$345K189
3State Employees'65%157 / 24099%$85K156
4Mortgage Research Center, LLC61%68 / 112100%$335K68
5Rocket Mortgage, LLC83%88 / 10688%$285K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 165 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Harnett County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Harnett County

Other lending data for Harnett County

Nearby markets