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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Iredell County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Iredell County, North Carolina, home to Mooresville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,753 applications were decided by 201 lenders between 2023 and 2025.

Iredell County at a glance

201Active lenders26 with 20+ decisions
70.9%Market approval rate1,953 of 2,753 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,859 loans funded

How Iredell County compares

Approval rate compared
Iredell County70.9%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Iredell County$185KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Iredell County, NC, 531 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 25One lender: 29% approved of 41Amerisave Mortgage Corporation: 34% approved of 199One lender: 41% approved of 41One lender: 45% approved of 20One lender: 52% approved of 40One lender: 61% approved of 33One lender: 61% approved of 67One lender: 62% approved of 29Loandepot.Com, LLC: 66% approved of 96State Employees': 68% approved of 99One lender: 71% approved of 72One lender: 72% approved of 53One lender: 74% approved of 23One lender: 75% approved of 20One lender: 76% approved of 45One lender: 77% approved of 31One lender: 77% approved of 31Rocket Mortgage, LLC: 80% approved of 691United Wholesale Mortgage, LLC: 82% approved of 248One lender: 83% approved of 23One lender: 85% approved of 41One lender: 95% approved of 21One lender: 98% approved of 50One lender: 99% approved of 71One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Iredell County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%550 / 69197%$155K531
2United Wholesale Mortgage, LLCBroker only82%203 / 24898%$205K198
3Amerisave Mortgage Corporation34%68 / 199100%$105K68
4State Employees'68%67 / 9999%$195K66
5Loandepot.Com, LLC66%63 / 9697%$215K61

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 196 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Iredell County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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