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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Iredell County, North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Iredell County, North Carolina, home to Mooresville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 251 applications were decided by 77 lenders between 2023 and 2025.

Iredell County at a glance

77Active lenders1 with 20+ decisions
78.1%Market approval rate196 of 251 decided
$165KTypical loanmedian lender, $10K brackets
91%Borrower take-up179 loans funded

How Iredell County compares

Approval rate compared
Iredell County78.1%North Carolina71.8%All 616 counties73.1%
Typical loan compared
Iredell County$165KNorth Carolina$195KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Iredell County, NC, 11 of them.

Lenders approved 78.1% of investment cash-out refinance applications in Iredell County, NC, 6.3 percentage points above the North Carolina rate of 71.8%.

The typical investment cash-out refinance here is $165K, 15% smaller than the North Carolina typical of $195K.

Investment property cash-out lenders in Iredell County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only64%16 / 2594%$185K15
2Dominion Financial Services, LLCBroker only100%13 / 1377%$325K10
3Loan Funder LLCLimited sample83%10 / 1270%$205K7
4Bpl Mortgage, LLCLimited sample100%11 / 11100%$125K11
5Lendingone, LLCLimited sample60%6 / 10100%$165K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 72 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Iredell County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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