Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Clark County, Ohio
Every institution that decided a 1–4 unit mortgage application in Clark County, home to Springfield, between 2023 and 2025: 10,741 applications, 7,936 loans actually funded, across 8 kinds of borrowing.
Clark County at a glance
10,741Applications decided
2023–2025
7,936Loans funded
74% of decisions
45Census tracts
11 ZIP codes
135,445People
ACS 2023
What the data shows
The typical purchase mortgage here is $175K.
Lending by loan type in Clark County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.7% | 5,032 | $175K | 95% | 244 |
| Home improvement loans | 59.1% | 1,864 | $45K | 91% | 67 |
| Cash-out refinance | 69.7% | 1,669 | $125K | 95% | 123 |
| Refinance | 74.3% | 1,324 | $105K | 93% | 97 |
| Investment property purchase | 91.2% | 524 | $105K | 95% | 104 |
| Investment cash-out refinance | 71.2% | 153 | $95K | 99% | 48 |
| Investment refinance | 76.7% | 90 | $95K | 94% | 28 |
| Investment home improvement | 54.1% | 85 | $75K | 96% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.