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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Clark County, Ohio

Fat Boy Data analyzed home improvement loan activity in Clark County, Ohio, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,864 applications were decided by 67 lenders between 2023 and 2025.

Clark County at a glance

67Active lenders12 with 20+ decisions
59.1%Market approval rate1,102 of 1,864 decided
$45KTypical loanmedian lender, $10K brackets
91%Borrower take-up998 loans funded

How Clark County compares

Approval rate compared
Clark County59.1%Ohio63.6%All 616 counties62.7%
Typical loan compared
Clark County$45KOhio$65KAll 616 counties$75K

What the data shows

Wright-Patt Credit Union, Inc. made the most home improvement loans in Clark County, OH, 392 of them.

That is 39% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

WesBanco Bank, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 79% of 99.

The typical home improvement loan here is $45K, 31% smaller than the Ohio typical of $65K.

Only 1 lender here typically writes at or below $35K: Spring Eq, LLC.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 45One lender: 31% approved of 36One lender: 38% approved of 26The Huntington National Bank: 50% approved of 282Fifth Third Bank, National Association: 53% approved of 101PNC Bank, National Association: 61% approved of 104Wright-Patt Credit Union, Inc.: 61% approved of 721The Park National Bank: 63% approved of 126One lender: 65% approved of 40One lender: 78% approved of 27One lender: 79% approved of 99One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.61%443 / 72188%$45K392
2The Huntington National Bank50%140 / 28297%$65K136
3The Park National Bank63%79 / 12697%$45K77
4PNC Bank, National Association61%63 / 10497%$75K61
5Fifth Third Bank, National Association53%54 / 10196%$55K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 62 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Clark County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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