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refinance lenders · HMDA 2023–2025

Refinance lenders in Clark County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Clark County, Ohio, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,324 applications were decided by 97 lenders between 2023 and 2025.

Clark County at a glance

97Active lenders16 with 20+ decisions
74.3%Market approval rate984 of 1,324 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up916 loans funded

How Clark County compares

Approval rate compared
Clark County74.3%Ohio76.9%All 616 counties76.5%
Typical loan compared
Clark County$105KOhio$105KAll 616 counties$295K

What the data shows

Wright-Patt Credit Union, Inc. made the most mortgage refinances in Clark County, OH, 199 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 30One lender: 46% approved of 24One lender: 63% approved of 27Wright-Patt Credit Union, Inc.: 67% approved of 319The Huntington National Bank: 72% approved of 123One lender: 73% approved of 71One lender: 74% approved of 39Fifth Third Bank, National Association: 77% approved of 73Rocket Mortgage, LLC: 79% approved of 76PNC Bank, National Association: 83% approved of 82One lender: 85% approved of 48One lender: 87% approved of 31One lender: 88% approved of 24One lender: 96% approved of 47One lender: 96% approved of 27One lender: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.67%214 / 31993%$75K199
2The Huntington National Bank72%88 / 12397%$105K85
3PNC Bank, National Association83%68 / 82100%$85K68
4Rocket Mortgage, LLC79%60 / 7690%$195K54
5Fifth Third Bank, National Association77%56 / 7396%$75K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 92 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Clark County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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