Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Delaware County, Ohio
Every institution that decided a 1–4 unit mortgage application in Delaware County between 2023 and 2025: 22,406 applications, 18,010 loans actually funded, across 8 kinds of borrowing.
Delaware County at a glance
22,406Applications decided
2023–2025
18,010Loans funded
80% of decisions
40Census tracts
9 ZIP codes
221,160People
ACS 2023
What the data shows
The typical purchase mortgage here is $425K.
Lending by loan type in Delaware County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.1% | 10,987 | $425K | 96% | 369 |
| Home improvement loans | 73.0% | 3,896 | $105K | 93% | 111 |
| Cash-out refinance | 75.8% | 3,052 | $205K | 96% | 191 |
| Refinance | 80.0% | 3,688 | $195K | 95% | 203 |
| Investment property purchase | 91.3% | 553 | $285K | 94% | 138 |
| Investment cash-out refinance | 58.1% | 74 | $245K | 98% | 41 |
| Investment refinance | 73.8% | 103 | $295K | 95% | 51 |
| Investment home improvement | 52.8% | 53 | $135K | 93% | 31 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.