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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Delaware County, Ohio

Fat Boy Data analyzed home improvement loan activity in Delaware County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,896 applications were decided by 111 lenders between 2023 and 2025.

Delaware County at a glance

111Active lenders24 with 20+ decisions
73.0%Market approval rate2,843 of 3,896 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,651 loans funded

How Delaware County compares

Approval rate compared
Delaware County73.0%Ohio63.6%All 616 counties62.7%
Typical loan compared
Delaware County$105KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Delaware County, OH, 587 of them.

The Middlefield Banking Company approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Lenders approved 73.0% of home improvement loan applications in Delaware County, OH, 9.4 percentage points above the Ohio rate of 63.6%.

The typical home improvement loan here is $105K, 62% larger than the Ohio typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 42% approved of 81Spring Eq, LLC: 43% approved of 53U.S. Bank National Association: 46% approved of 81Bank of America, National Association: 49% approved of 78Wright-Patt Credit Union, Inc.: 67% approved of 117Citizens Bank, National Association: 67% approved of 42The Huntington National Bank: 69% approved of 905Kemba Financial Credit Union Inc: 70% approved of 346First Commonwealth Bank: 71% approved of 246Telhio: 71% approved of 42Fifth Third Bank, National Association: 74% approved of 320Figure Lending LLC: 75% approved of 55Navy Federal Credit Union: 76% approved of 41Third Federal Savings And Loan Association Of Cleveland: 77% approved of 366First Financial Bank: 79% approved of 68PNC Bank, National Association: 81% approved of 247The Park National Bank: 82% approved of 38The State Bank and Trust Company: 85% approved of 26JPMorgan Chase Bank, National Association: 88% approved of 24BMI Federal Credit Union: 89% approved of 83WesBanco Bank, Inc.: 91% approved of 94Union Savings Bank: 96% approved of 75The Middlefield Banking Company: 96% approved of 26Coastal Community Bank: 100% approved of 86

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank69%623 / 90594%$105K587
2Third Federal Savings And Loan Association Of Cleveland77%281 / 36695%$95K266
3Kemba Financial Credit Union Inc70%243 / 34698%$85K237
4Fifth Third Bank, National Association74%237 / 32097%$105K230
5PNC Bank, National Association81%200 / 24796%$105K193

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Delaware County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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