Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Licking County, Ohio
Every institution that decided a 1–4 unit mortgage application in Licking County, home to Newark, between 2023 and 2025: 16,391 applications, 12,607 loans actually funded, across 8 kinds of borrowing.
Licking County at a glance
16,391Applications decided
2023–2025
12,607Loans funded
77% of decisions
46Census tracts
9 ZIP codes
180,311People
ACS 2023
What the data shows
The typical purchase mortgage here is $275K.
Lending by loan type in Licking County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.7% | 7,256 | $275K | 97% | 298 |
| Home improvement loans | 64.7% | 2,602 | $55K | 93% | 92 |
| Cash-out refinance | 74.0% | 3,211 | $155K | 96% | 165 |
| Refinance | 78.3% | 2,279 | $125K | 95% | 173 |
| Investment property purchase | 86.9% | 672 | $175K | 96% | 124 |
| Investment cash-out refinance | 76.6% | 167 | $155K | 95% | 65 |
| Investment refinance | 79.4% | 141 | $155K | 95% | 48 |
| Investment home improvement | 52.4% | 63 | $155K | 85% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.