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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Delaware County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Delaware County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,052 applications were decided by 191 lenders between 2023 and 2025.

Delaware County at a glance

191Active lenders28 with 20+ decisions
75.8%Market approval rate2,315 of 3,052 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,212 loans funded

How Delaware County compares

Approval rate compared
Delaware County75.8%Ohio70.0%All 616 counties68.2%
Typical loan compared
Delaware County$205KOhio$135KAll 616 counties$155K

What the data shows

The Huntington National Bank made the most cash-out refinances in Delaware County, OH, 525 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

Lenders approved 75.8% of cash-out refinance applications in Delaware County, OH, 5.8 percentage points above the Ohio rate of 70.0%.

The typical cash-out refinance here is $205K, 52% larger than the Ohio typical of $135K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 99One lender: 35% approved of 20One lender: 37% approved of 46One lender: 51% approved of 73One lender: 54% approved of 28One lender: 57% approved of 21One lender: 59% approved of 22One lender: 60% approved of 30One lender: 61% approved of 23One lender: 65% approved of 43United Wholesale Mortgage, LLC: 70% approved of 105Kemba Financial Credit Union Inc: 70% approved of 182One lender: 70% approved of 40One lender: 71% approved of 70One lender: 74% approved of 34One lender: 76% approved of 34One lender: 79% approved of 38One lender: 79% approved of 58One lender: 80% approved of 55One lender: 81% approved of 31One lender: 82% approved of 28Rocket Mortgage, LLC: 83% approved of 527One lender: 83% approved of 60The Huntington National Bank: 88% approved of 622One lender: 88% approved of 66One lender: 91% approved of 68One lender: 95% approved of 20One lender: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank88%545 / 62296%$205K525
2Rocket Mortgage, LLC83%436 / 52797%$125K425
3Kemba Financial Credit Union Inc70%127 / 18298%$85K125
4United Wholesale Mortgage, LLCBroker only70%73 / 10593%$345K68
5Amerisave Mortgage Corporation21%21 / 99100%$185K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 186 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Delaware County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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