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refinance lenders · HMDA 2023–2025

Refinance lenders in Greene County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Greene County, Ohio, home to Beavercreek, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,826 applications were decided by 125 lenders between 2023 and 2025.

Greene County at a glance

125Active lenders14 with 20+ decisions
79.9%Market approval rate1,459 of 1,826 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,364 loans funded

How Greene County compares

Approval rate compared
Greene County79.9%Ohio76.9%All 616 counties76.5%
Typical loan compared
Greene County$155KOhio$105KAll 616 counties$295K

What the data shows

Wright-Patt Credit Union, Inc. made the most mortgage refinances in Greene County, OH, 316 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 91.

The typical mortgage refinance here is $155K, 48% larger than the Ohio typical of $105K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 36% approved of 28One lender: 56% approved of 25One lender: 62% approved of 34The Huntington National Bank: 64% approved of 122One lender: 67% approved of 54Wright-Patt Credit Union, Inc.: 79% approved of 435One lender: 81% approved of 69Fifth Third Bank, National Association: 84% approved of 182One lender: 84% approved of 83United Wholesale Mortgage, LLC: 87% approved of 109Union Savings Bank: 92% approved of 114One lender: 96% approved of 23One lender: 98% approved of 53One lender: 100% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Greene County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.79%342 / 43592%$85K316
2Fifth Third Bank, National Association84%152 / 18297%$105K148
3The Huntington National Bank64%78 / 12292%$155K72
4Union Savings Bank92%105 / 11498%$235K103
5United Wholesale Mortgage, LLCBroker only87%95 / 10993%$325K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 120 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Greene County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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