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refinance lenders · HMDA 2023–2025

Refinance lenders in Licking County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Licking County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,279 applications were decided by 173 lenders between 2023 and 2025.

Licking County at a glance

173Active lenders23 with 20+ decisions
78.3%Market approval rate1,784 of 2,279 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,690 loans funded

How Licking County compares

Approval rate compared
Licking County78.3%Ohio76.9%All 616 counties76.5%
Typical loan compared
Licking County$125KOhio$105KAll 616 counties$295K

What the data shows

The Park National Bank made the most mortgage refinances in Licking County, OH, 315 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical mortgage refinance here is $125K, 19% larger than the Ohio typical of $105K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 37% approved of 52The Huntington National Bank: 59% approved of 262Equity Resources, Inc.: 67% approved of 48First Federal Savings and Loan Association: 68% approved of 22Lakeview Loan Servicing, LLC: 68% approved of 22Wright-Patt Credit Union, Inc.: 70% approved of 44Mortgage Research Center, LLC: 73% approved of 22Rocket Mortgage, LLC: 75% approved of 128U.S. Bank National Association: 76% approved of 21Fifth Third Bank, National Association: 76% approved of 110PNC Bank, National Association: 77% approved of 101Kemba Financial Credit Union Inc: 82% approved of 88Third Federal Savings And Loan Association Of Cleveland: 84% approved of 103The Park National Bank: 85% approved of 383United Wholesale Mortgage, LLC: 86% approved of 95German American Bank: 88% approved of 25Pennymac Loan Services, LLC: 92% approved of 26Union Savings Bank: 93% approved of 29The Community Bank: 95% approved of 20Village Capital & Investment LLC: 96% approved of 28Freedom Mortgage Corporation: 98% approved of 53Union Home Mortgage Corp.: 100% approved of 30Nfm, Inc.: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Licking County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Park National Bank85%327 / 38396%$55K315
2The Huntington National Bank59%154 / 26294%$125K144
3Rocket Mortgage, LLC75%96 / 12896%$265K92
4Fifth Third Bank, National Association76%84 / 11095%$105K80
5Third Federal Savings And Loan Association Of Cleveland84%86 / 10399%$115K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 168 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Licking County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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