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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Licking County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Licking County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,211 applications were decided by 165 lenders between 2023 and 2025.

Licking County at a glance

165Active lenders31 with 20+ decisions
74.0%Market approval rate2,376 of 3,211 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,286 loans funded

How Licking County compares

Approval rate compared
Licking County74.0%Ohio70.0%All 616 counties68.2%
Typical loan compared
Licking County$155KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Licking County, OH, 448 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical cash-out refinance here is $155K, 15% larger than the Ohio typical of $135K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 17% approved of 24Amerisave Mortgage Corporation: 31% approved of 125New Day Financial, LLC: 39% approved of 51Lakeview Loan Servicing, LLC: 40% approved of 30Carrington Mortgage Services, LLC: 52% approved of 83American Financing Corporation: 55% approved of 20Newrez LLC: 58% approved of 62Fifth Third Bank, National Association: 59% approved of 22New American Funding, LLC: 64% approved of 33Kemba Financial Credit Union Inc: 65% approved of 114Mutual of Omaha Mortgage, Inc.: 70% approved of 20Freedom Mortgage Corporation: 72% approved of 78The Park National Bank: 74% approved of 38First Federal Savings and Loan Association: 75% approved of 67Union Savings Bank: 75% approved of 24Pennymac Loan Services, LLC: 77% approved of 43The Community Bank: 78% approved of 68Loandepot.Com, LLC: 78% approved of 59Truecore Federal Credit Union: 78% approved of 169United Wholesale Mortgage, LLC: 79% approved of 114Rocket Mortgage, LLC: 79% approved of 581Navy Federal Credit Union: 80% approved of 20JPMorgan Chase Bank, National Association: 80% approved of 46Nationstar Mortgage LLC: 80% approved of 41GoodLeap, LLC: 81% approved of 37The Huntington National Bank: 83% approved of 423Equity Resources, Inc.: 83% approved of 108Lower, LLC: 84% approved of 25HOPEWELL Federal Credit Union: 84% approved of 109Telhio: 89% approved of 28Union Home Mortgage Corp.: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Licking County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%461 / 58197%$155K448
2The Huntington National Bank83%350 / 42398%$135K343
3Truecore Federal Credit Union78%132 / 16998%$65K129
4Amerisave Mortgage Corporation31%39 / 125100%$85K39
5United Wholesale Mortgage, LLCBroker only79%90 / 11494%$215K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 160 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Licking County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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