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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Licking County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Licking County, Ohio, home to Newark, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,211 applications were decided by 165 lenders between 2023 and 2025.

Licking County at a glance

165Active lenders31 with 20+ decisions
74.0%Market approval rate2,376 of 3,211 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,286 loans funded

How Licking County compares

Approval rate compared
Licking County74.0%Ohio70.0%All 616 counties68.2%
Typical loan compared
Licking County$155KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Licking County, OH, 448 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical cash-out refinance here is $155K, 15% larger than the Ohio typical of $135K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 24Amerisave Mortgage Corporation: 31% approved of 125One lender: 39% approved of 51One lender: 40% approved of 30One lender: 52% approved of 83One lender: 55% approved of 20One lender: 58% approved of 62One lender: 59% approved of 22One lender: 64% approved of 33One lender: 65% approved of 114One lender: 70% approved of 20One lender: 72% approved of 78One lender: 74% approved of 38One lender: 75% approved of 67One lender: 75% approved of 24One lender: 77% approved of 43One lender: 78% approved of 68One lender: 78% approved of 59Truecore Federal Credit Union: 78% approved of 169United Wholesale Mortgage, LLC: 79% approved of 114Rocket Mortgage, LLC: 79% approved of 581One lender: 80% approved of 20One lender: 80% approved of 46One lender: 80% approved of 41One lender: 81% approved of 37The Huntington National Bank: 83% approved of 423One lender: 83% approved of 108One lender: 84% approved of 25One lender: 84% approved of 109One lender: 89% approved of 28One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Licking County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%461 / 58197%$155K448
2The Huntington National Bank83%350 / 42398%$135K343
3Truecore Federal Credit Union78%132 / 16998%$65K129
4Amerisave Mortgage Corporation31%39 / 125100%$85K39
5United Wholesale Mortgage, LLCBroker only79%90 / 11494%$215K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 160 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Licking County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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