Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Summit County, Ohio
Every institution that decided a 1–4 unit mortgage application in Summit County, home to Akron, between 2023 and 2025: 42,110 applications, 32,839 loans actually funded, across 8 kinds of borrowing.
Summit County at a glance
42,110Applications decided
2023–2025
32,839Loans funded
78% of decisions
138Census tracts
32 ZIP codes
538,087People
ACS 2023
What the data shows
The typical purchase mortgage here is $195K.
Investment home improvement is the hardest money to get here: lenders approved 43% of 235 applications.
Lending by loan type in Summit County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.0% | 18,451 | $195K | 98% | 397 |
| Home improvement loans | 64.7% | 7,217 | $75K | 94% | 121 |
| Cash-out refinance | 70.6% | 6,159 | $125K | 95% | 220 |
| Refinance | 76.4% | 6,225 | $105K | 95% | 202 |
| Investment property purchase | 88.5% | 2,591 | $95K | 95% | 251 |
| Investment cash-out refinance | 78.8% | 833 | $95K | 91% | 122 |
| Investment refinance | 72.2% | 399 | $95K | 93% | 76 |
| Investment home improvement | 42.5% | 235 | $75K | 96% | 44 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.