Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Oklahoma County, Oklahoma
Every institution that decided a 1–4 unit mortgage application in Oklahoma County, home to Oklahoma City, between 2023 and 2025: 53,705 applications, 41,719 loans actually funded, across 8 kinds of borrowing.
Oklahoma County at a glance
53,705Applications decided
2023–2025
41,719Loans funded
78% of decisions
266Census tracts
49 ZIP codes
800,487People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Cash-out refinance is the hardest money to get here: lenders approved 64% of 6,745 applications.
Lending by loan type in Oklahoma County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.6% | 26,815 | $235K | 95% | 474 |
| Home improvement loans | 66.3% | 5,045 | $55K | 88% | 121 |
| Cash-out refinance | 64.0% | 6,745 | $135K | 92% | 236 |
| Refinance | 76.7% | 4,580 | $225K | 92% | 255 |
| Investment property purchase | 94.6% | 6,868 | $145K | 96% | 326 |
| Investment cash-out refinance | 79.0% | 1,052 | $125K | 92% | 169 |
| Investment refinance | 91.2% | 2,071 | $125K | 97% | 155 |
| Investment home improvement | 68.0% | 529 | $75K | 91% | 78 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.