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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Oklahoma County, Oklahoma

Fat Boy Data analyzed investment home improvement loan activity in Oklahoma County, Oklahoma to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 529 applications were decided by 78 lenders between 2023 and 2025.

Oklahoma County at a glance

78Active lenders7 with 20+ decisions
68.0%Market approval rate360 of 529 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up326 loans funded

How Oklahoma County compares

Approval rate compared
Oklahoma County68.0%Oklahoma67.8%All 616 counties51.2%
Typical loan compared
Oklahoma County$75KOklahoma$75KAll 616 counties$115K

What the data shows

BancFirst made the most investment home improvement loans in Oklahoma County, OK, 72 of them.

First United Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

Only 1 lender here typically writes at or below $35K: BOKF, National Association.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%BOKF, National Association: 8% approved of 24Navy Federal Credit Union: 33% approved of 27MidFirst Bank: 39% approved of 31Tinker Federal Credit Union: 41% approved of 32Arvest Bank: 50% approved of 20BancFirst: 84% approved of 90First United Bank and Trust Company: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Oklahoma County

LenderApprovalApprovedTaken upTypical loanLoans made
1BancFirst84%76 / 9095%$65K72
2Tinker Federal Credit Union41%13 / 3246%$25K6
3MidFirst Bank39%12 / 31100%$85K12
4First United Bank and Trust Company96%27 / 2889%$95K24
5Navy Federal Credit Union33%9 / 2789%$65K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 73 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Oklahoma County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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