Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Cleveland County, Oklahoma
Every institution that decided a 1–4 unit mortgage application in Cleveland County, home to Norman, between 2023 and 2025: 20,169 applications, 15,349 loans actually funded, across 8 kinds of borrowing.
Cleveland County at a glance
20,169Applications decided
2023–2025
15,349Loans funded
76% of decisions
71Census tracts
13 ZIP codes
297,545People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Home improvement loans is the hardest money to get here: lenders approved 67% of 1,902 applications.
Lending by loan type in Cleveland County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.0% | 10,866 | $235K | 95% | 320 |
| Home improvement loans | 67.0% | 1,902 | $55K | 90% | 80 |
| Cash-out refinance | 67.6% | 2,690 | $155K | 94% | 163 |
| Refinance | 79.2% | 1,913 | $225K | 92% | 170 |
| Investment property purchase | 92.6% | 1,995 | $155K | 96% | 258 |
| Investment cash-out refinance | 70.9% | 223 | $145K | 92% | 91 |
| Investment refinance | 88.7% | 424 | $145K | 97% | 89 |
| Investment home improvement | 69.9% | 156 | $95K | 87% | 46 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.