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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Jackson County, Oregon

Fat Boy Data analyzed investment cash-out refinance activity in Jackson County, Oregon, home to Medford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 207 applications were decided by 73 lenders between 2023 and 2025.

Jackson County at a glance

73Active lenders0 with 20+ decisions
66.7%Market approval rate138 of 207 decided
$215KTypical loanmedian lender, $10K brackets
90%Borrower take-up124 loans funded

How Jackson County compares

Approval rate compared
Jackson County66.7%Oregon76.0%All 616 counties73.1%
Typical loan compared
Jackson County$215KOregon$295KAll 616 counties$205K

What the data shows

Rogue made the most investment cash-out refinances in Jackson County, OR, 16 of them.

Lenders approved 66.7% of investment cash-out refinance applications in Jackson County, OR, 9.3 percentage points below the Oregon rate of 76.0%.

The typical investment cash-out refinance here is $215K, 27% smaller than the Oregon typical of $295K.

Investment property cash-out lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1RogueLimited sample84%16 / 19100%$165K16
2Nexera Holding LLCLimited sample90%9 / 10100%$295K9
3Amerisave Mortgage CorporationLimited sample33%3 / 9100%$85K3
4United Wholesale Mortgage, LLCBroker only62%5 / 8100%$185K5
5Guild Mortgage Company LLCLimited sample86%6 / 767%$195K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 68 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Jackson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Nearest office and distance
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  • How easy each lender is to reach

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