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refinance lenders · HMDA 2023–2025

Refinance lenders in Jackson County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Jackson County, Oregon, home to Medford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,493 applications were decided by 149 lenders between 2023 and 2025.

Jackson County at a glance

149Active lenders18 with 20+ decisions
79.3%Market approval rate1,184 of 1,493 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,099 loans funded

How Jackson County compares

Approval rate compared
Jackson County79.3%Oregon80.3%All 616 counties76.5%
Typical loan compared
Jackson County$255KOregon$275KAll 616 counties$295K

What the data shows

Rogue made the most mortgage refinances in Jackson County, OR, 241 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 33One lender: 61% approved of 28One lender: 68% approved of 22One lender: 72% approved of 43First Interstate Bank: 74% approved of 66One lender: 75% approved of 24Rocket Mortgage, LLC: 80% approved of 75One lender: 84% approved of 32Rogue: 85% approved of 294One lender: 86% approved of 35One lender: 86% approved of 28United Wholesale Mortgage, LLC: 86% approved of 114One lender: 88% approved of 32One lender: 88% approved of 24One lender: 90% approved of 40Freedom Mortgage Corporation: 91% approved of 54One lender: 93% approved of 27One lender: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rogue85%250 / 29496%$85K241
2United Wholesale Mortgage, LLCBroker only86%98 / 11492%$375K90
3Rocket Mortgage, LLC80%60 / 7590%$335K54
4First Interstate Bank74%49 / 6696%$105K47
5Freedom Mortgage Corporation91%49 / 5478%$365K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Jackson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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