Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Yamhill County, Oregon
Every institution that decided a 1–4 unit mortgage application in Yamhill County, home to McMinnville, between 2023 and 2025: 7,555 applications, 5,731 loans actually funded, across 8 kinds of borrowing.
Yamhill County at a glance
7,555Applications decided
2023–2025
5,731Loans funded
76% of decisions
19Census tracts
8 ZIP codes
108,122People
ACS 2023
What the data shows
Lenders approved 87.2% of home-purchase applications in Yamhill County, 3.4 points below the Oregon rate.
The typical purchase mortgage here is $415K.
Lending by loan type in Yamhill County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.2% | 3,751 | $415K | 93% | 225 |
| Home improvement loans | 72.9% | 1,311 | $55K | 94% | 82 |
| Cash-out refinance | 72.2% | 1,089 | $165K | 96% | 127 |
| Refinance | 78.8% | 950 | $265K | 92% | 132 |
| Investment property purchase | 88.6% | 255 | $335K | 91% | 99 |
| Investment cash-out refinance | 82.8% | 93 | $245K | 91% | 50 |
| Investment refinance | 75.0% | 56 | $375K | 93% | 33 |
| Investment home improvement | 72.0% | 50 | $105K | 92% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.