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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Marion County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Marion County, Oregon, home to Salem, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,317 applications were decided by 196 lenders between 2023 and 2025.

Marion County at a glance

196Active lenders35 with 20+ decisions
71.3%Market approval rate2,364 of 3,317 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,213 loans funded

How Marion County compares

Approval rate compared
Marion County71.3%Oregon70.4%All 616 counties68.2%
Typical loan compared
Marion County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Marion County, OR, 563 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Marion and Polk Schools Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 46Amerisave Mortgage Corporation: 31% approved of 164One lender: 36% approved of 33One lender: 37% approved of 30One lender: 42% approved of 57One lender: 48% approved of 40One lender: 50% approved of 26One lender: 55% approved of 22Newrez LLC: 55% approved of 159One lender: 58% approved of 31One lender: 60% approved of 47One lender: 63% approved of 27One lender: 66% approved of 91One lender: 67% approved of 69One lender: 67% approved of 27One lender: 68% approved of 31One lender: 71% approved of 89One lender: 71% approved of 94One lender: 75% approved of 24United Wholesale Mortgage, LLC: 78% approved of 201Guild Mortgage Company LLC: 81% approved of 141Rocket Mortgage, LLC: 81% approved of 715One lender: 81% approved of 27One lender: 82% approved of 34One lender: 84% approved of 37One lender: 85% approved of 48One lender: 86% approved of 21One lender: 86% approved of 51One lender: 88% approved of 24One lender: 88% approved of 25One lender: 88% approved of 26One lender: 92% approved of 99One lender: 93% approved of 28One lender: 93% approved of 43One lender: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Marion County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%581 / 71597%$115K563
2United Wholesale Mortgage, LLCBroker only78%157 / 20196%$275K150
3Amerisave Mortgage Corporation31%51 / 164100%$105K51
4Newrez LLC55%88 / 15995%$205K84
5Guild Mortgage Company LLC81%114 / 14194%$155K107

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 191 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Marion County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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