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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Marion County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Marion County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,317 applications were decided by 196 lenders between 2023 and 2025.

Marion County at a glance

196Active lenders35 with 20+ decisions
71.3%Market approval rate2,364 of 3,317 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,213 loans funded

How Marion County compares

Approval rate compared
Marion County71.3%Oregon70.4%All 616 counties68.2%
Typical loan compared
Marion County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Marion County, OR, 563 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Marion and Polk Schools Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 17% approved of 46Amerisave Mortgage Corporation: 31% approved of 164New Day Financial, LLC: 36% approved of 33Lakeview Loan Servicing, LLC: 37% approved of 30Carrington Mortgage Services, LLC: 42% approved of 57American Financing Corporation: 48% approved of 40Spring Eq, LLC: 50% approved of 26Mutual of Omaha Mortgage, Inc.: 55% approved of 22Newrez LLC: 55% approved of 159Wells Fargo Bank, National Association: 58% approved of 31KeyBank National Association: 60% approved of 47Quorum Federal Credit Union: 63% approved of 27Pennymac Loan Services, LLC: 66% approved of 91Freedom Mortgage Corporation: 67% approved of 69Village Capital & Investment LLC: 67% approved of 27New American Funding, LLC: 68% approved of 31Loandepot.Com, LLC: 71% approved of 89U.S. Bank National Association: 71% approved of 94Rivermark Community Credit Union: 75% approved of 24United Wholesale Mortgage, LLC: 78% approved of 201Guild Mortgage Company LLC: 81% approved of 141Rocket Mortgage, LLC: 81% approved of 715Columbia Bank: 81% approved of 27JPMorgan Chase Bank, National Association: 82% approved of 34Flagstar Bank, National Association: 84% approved of 37Nationstar Mortgage LLC: 85% approved of 48Sun West Mortgage Company, Inc.: 86% approved of 21GoodLeap, LLC: 86% approved of 51Crosscountry Mortgage, LLC: 88% approved of 24The Federal Savings Bank: 88% approved of 25Lpmc, LLC: 88% approved of 26First Technology Federal Credit Union: 92% approved of 99Marion and Polk Schools Credit Union: 93% approved of 28Nations Direct Mortgage, LLC: 93% approved of 43Coastal Community Bank: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Marion County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%581 / 71597%$115K563
2United Wholesale Mortgage, LLCBroker only78%157 / 20196%$275K150
3Amerisave Mortgage Corporation31%51 / 164100%$105K51
4Newrez LLC55%88 / 15995%$205K84
5Guild Mortgage Company LLC81%114 / 14194%$155K107

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 191 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Marion County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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