Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Beaver County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Beaver County, home to Aliquippa, between 2023 and 2025: 12,208 applications, 9,318 loans actually funded, across 8 kinds of borrowing.
Beaver County at a glance
12,208Applications decided
2023–2025
9,318Loans funded
76% of decisions
53Census tracts
16 ZIP codes
166,993People
ACS 2023
What the data shows
The typical purchase mortgage here is $175K.
Investment home improvement is the hardest money to get here: lenders approved 45% of 110 applications.
Lending by loan type in Beaver County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.5% | 5,317 | $175K | 97% | 252 |
| Home improvement loans | 66.6% | 2,503 | $55K | 94% | 94 |
| Cash-out refinance | 68.9% | 1,671 | $115K | 95% | 115 |
| Refinance | 75.5% | 1,897 | $115K | 95% | 126 |
| Investment property purchase | 85.9% | 425 | $115K | 97% | 112 |
| Investment cash-out refinance | 71.6% | 176 | $115K | 91% | 64 |
| Investment refinance | 77.1% | 109 | $105K | 95% | 39 |
| Investment home improvement | 45.5% | 110 | $65K | 100% | 35 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.