Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Butler County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Butler County between 2023 and 2025: 14,083 applications, 11,483 loans actually funded, across 8 kinds of borrowing.
Butler County at a glance
14,083Applications decided
2023–2025
11,483Loans funded
82% of decisions
47Census tracts
17 ZIP codes
195,870People
ACS 2023
What the data shows
The typical purchase mortgage here is $285K.
Lending by loan type in Butler County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.7% | 6,871 | $285K | 97% | 283 |
| Home improvement loans | 77.0% | 2,892 | $75K | 97% | 93 |
| Cash-out refinance | 72.2% | 1,311 | $145K | 95% | 129 |
| Refinance | 80.0% | 2,359 | $125K | 95% | 147 |
| Investment property purchase | 87.8% | 435 | $175K | 96% | 122 |
| Investment cash-out refinance | 77.9% | 86 | $105K | 94% | 35 |
| Investment refinance | 75.0% | 64 | $175K | 92% | 28 |
| Investment home improvement | 52.3% | 65 | $65K | 97% | 29 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.