Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Washington County between 2023 and 2025: 14,799 applications, 11,504 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
14,799Applications decided
2023–2025
11,504Loans funded
78% of decisions
62Census tracts
23 ZIP codes
209,778People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 109 applications.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.8% | 6,814 | $235K | 98% | 278 |
| Home improvement loans | 68.0% | 2,764 | $55K | 95% | 86 |
| Cash-out refinance | 66.5% | 1,710 | $135K | 96% | 146 |
| Refinance | 78.0% | 2,567 | $105K | 95% | 133 |
| Investment property purchase | 90.2% | 532 | $125K | 97% | 101 |
| Investment cash-out refinance | 80.3% | 203 | $115K | 96% | 57 |
| Investment refinance | 75.0% | 100 | $135K | 95% | 41 |
| Investment home improvement | 52.3% | 109 | $85K | 98% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.