Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Allegheny County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Allegheny County, home to Pittsburgh, between 2023 and 2025: 83,266 applications, 64,296 loans actually funded, across 8 kinds of borrowing.
Allegheny County at a glance
83,266Applications decided
2023–2025
64,296Loans funded
77% of decisions
394Census tracts
86 ZIP codes
1,240,476People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Investment home improvement is the hardest money to get here: lenders approved 54% of 790 applications.
Lending by loan type in Allegheny County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.3% | 34,889 | $225K | 97% | 525 |
| Home improvement loans | 67.3% | 16,717 | $75K | 94% | 180 |
| Cash-out refinance | 66.3% | 8,469 | $125K | 95% | 259 |
| Refinance | 76.6% | 15,007 | $105K | 95% | 282 |
| Investment property purchase | 87.1% | 4,311 | $145K | 96% | 319 |
| Investment cash-out refinance | 77.5% | 1,885 | $145K | 94% | 172 |
| Investment refinance | 76.6% | 1,198 | $145K | 92% | 135 |
| Investment home improvement | 53.8% | 790 | $105K | 90% | 82 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.