Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Bucks County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Bucks County, home to Bristol, between 2023 and 2025: 44,613 applications, 34,395 loans actually funded, across 8 kinds of borrowing.
Bucks County at a glance
44,613Applications decided
2023–2025
34,395Loans funded
77% of decisions
147Census tracts
31 ZIP codes
645,993People
ACS 2023
What the data shows
The typical purchase mortgage here is $375K.
Investment home improvement is the hardest money to get here: lenders approved 54% of 302 applications.
Lending by loan type in Bucks County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.9% | 17,753 | $375K | 96% | 467 |
| Home improvement loans | 72.3% | 9,632 | $95K | 96% | 182 |
| Cash-out refinance | 70.3% | 8,289 | $155K | 96% | 284 |
| Refinance | 77.6% | 6,819 | $205K | 95% | 316 |
| Investment property purchase | 89.0% | 1,216 | $275K | 96% | 218 |
| Investment cash-out refinance | 68.1% | 339 | $265K | 94% | 104 |
| Investment refinance | 79.1% | 263 | $255K | 94% | 99 |
| Investment home improvement | 53.6% | 302 | $105K | 94% | 48 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.