Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Montgomery County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Montgomery County, home to Norristown, between 2023 and 2025: 59,782 applications, 47,031 loans actually funded, across 8 kinds of borrowing.
Montgomery County at a glance
59,782Applications decided
2023–2025
47,031Loans funded
79% of decisions
219Census tracts
52 ZIP codes
861,225People
ACS 2023
What the data shows
The typical purchase mortgage here is $365K.
Investment home improvement is the hardest money to get here: lenders approved 56% of 407 applications.
Lending by loan type in Montgomery County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.4% | 25,135 | $365K | 96% | 494 |
| Home improvement loans | 72.8% | 12,396 | $105K | 95% | 186 |
| Cash-out refinance | 70.3% | 8,909 | $175K | 96% | 293 |
| Refinance | 77.8% | 9,392 | $205K | 95% | 306 |
| Investment property purchase | 88.2% | 2,378 | $245K | 96% | 293 |
| Investment cash-out refinance | 74.1% | 648 | $215K | 93% | 148 |
| Investment refinance | 80.3% | 517 | $205K | 94% | 128 |
| Investment home improvement | 56.0% | 407 | $95K | 95% | 73 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.