Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Delaware County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Delaware County, home to Chester, between 2023 and 2025: 39,655 applications, 29,799 loans actually funded, across 8 kinds of borrowing.
Delaware County at a glance
39,655Applications decided
2023–2025
29,799Loans funded
75% of decisions
152Census tracts
38 ZIP codes
576,195People
ACS 2023
What the data shows
The typical purchase mortgage here is $285K.
Investment home improvement is the hardest money to get here: lenders approved 38% of 393 applications.
Lending by loan type in Delaware County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.4% | 16,009 | $285K | 97% | 447 |
| Home improvement loans | 63.6% | 7,727 | $105K | 94% | 151 |
| Cash-out refinance | 65.5% | 6,455 | $155K | 95% | 258 |
| Refinance | 75.6% | 5,592 | $205K | 95% | 263 |
| Investment property purchase | 88.1% | 1,966 | $175K | 96% | 252 |
| Investment cash-out refinance | 76.0% | 961 | $145K | 93% | 150 |
| Investment refinance | 78.8% | 552 | $165K | 91% | 112 |
| Investment home improvement | 38.2% | 393 | $85K | 95% | 60 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.