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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Delaware County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Delaware County, Pennsylvania, home to Chester, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,727 applications were decided by 151 lenders between 2023 and 2025.

Delaware County at a glance

151Active lenders35 with 20+ decisions
63.6%Market approval rate4,918 of 7,727 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,644 loans funded

How Delaware County compares

Approval rate compared
Delaware County63.6%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Delaware County$105KPennsylvania$65KAll 616 counties$75K

What the data shows

Franklin Mint made the most home improvement loans in Delaware County, PA, 688 of them.

Bhcu approved the highest share of applications among lenders with at least 20 decisions here, 98% of 42.

The typical home improvement loan here is $105K, 62% larger than the Pennsylvania typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 172One lender: 35% approved of 48One lender: 36% approved of 313One lender: 40% approved of 45One lender: 46% approved of 83One lender: 46% approved of 24One lender: 50% approved of 26One lender: 50% approved of 107One lender: 52% approved of 29One lender: 57% approved of 175One lender: 57% approved of 47One lender: 59% approved of 186Police & Fire Federal Credit Union: 59% approved of 617Citizens Bank, National Association: 60% approved of 1,009One lender: 60% approved of 35TD Bank, National Association: 62% approved of 433PNC Bank, National Association: 64% approved of 504One lender: 65% approved of 163One lender: 67% approved of 126One lender: 67% approved of 422One lender: 68% approved of 41Franklin Mint: 68% approved of 1,037One lender: 69% approved of 382One lender: 69% approved of 412One lender: 70% approved of 46One lender: 71% approved of 38One lender: 73% approved of 30One lender: 73% approved of 94One lender: 75% approved of 24One lender: 81% approved of 259One lender: 83% approved of 108One lender: 93% approved of 27One lender: 96% approved of 23One lender: 98% approved of 42One lender: 99% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1Franklin Mint68%709 / 1,03797%$65K688
2Citizens Bank, National Association60%602 / 1,00994%$105K567
3Police & Fire Federal Credit Union59%365 / 61798%$65K358
4PNC Bank, National Association64%321 / 50497%$105K310
5TD Bank, National Association62%267 / 43398%$105K261

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 146 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Delaware County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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