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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Delaware County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Delaware County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,727 applications were decided by 151 lenders between 2023 and 2025.

Delaware County at a glance

151Active lenders35 with 20+ decisions
63.6%Market approval rate4,918 of 7,727 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,644 loans funded

How Delaware County compares

Approval rate compared
Delaware County63.6%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Delaware County$105KPennsylvania$65KAll 616 counties$75K

What the data shows

Franklin Mint made the most home improvement loans in Delaware County, PA, 688 of them.

Bhcu approved the highest share of applications among lenders with at least 20 decisions here, 98% of 42.

The typical home improvement loan here is $105K, 62% larger than the Pennsylvania typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 172U.S. Bank National Association: 35% approved of 48Bank of America, National Association: 36% approved of 313Truist Bank: 40% approved of 45Spring Eq, LLC: 46% approved of 83Pentagon Federal Credit Union: 46% approved of 24Members 1St: 50% approved of 26Manufacturers and Traders Trust Company: 50% approved of 107Rocket Mortgage, LLC: 52% approved of 29American Heritage FCU: 57% approved of 175S&T Bank: 57% approved of 47Philadelphia Federal Credit Union: 59% approved of 186Police & Fire Federal Credit Union: 59% approved of 617Citizens Bank, National Association: 60% approved of 1,009Firstrust Savings Bank: 60% approved of 35TD Bank, National Association: 62% approved of 433PNC Bank, National Association: 64% approved of 504Navy Federal Credit Union: 65% approved of 163Figure Lending LLC: 67% approved of 126Trumark Credit Union: 67% approved of 422Third Federal Savings And Loan Association Of Cleveland: 68% approved of 41Franklin Mint: 68% approved of 1,037Sun East Federal Credit Union: 69% approved of 382Wilmington Savings Fund Society, FSB: 69% approved of 412Freedom: 70% approved of 46TOWER Federal Credit Union: 71% approved of 38Fulton Bank, National Association: 73% approved of 30Pennsylvania State Employees Credit Union: 73% approved of 94Ameriserv Financial Bank: 75% approved of 24Citadel Federal Credit Union: 81% approved of 259Ardent Federal Credit Union: 83% approved of 108Crosscountry Mortgage, LLC: 93% approved of 27Meridian Bank: 96% approved of 23Bhcu: 98% approved of 42Coastal Community Bank: 99% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1Franklin Mint68%709 / 1,03797%$65K688
2Citizens Bank, National Association60%602 / 1,00994%$105K567
3Police & Fire Federal Credit Union59%365 / 61798%$65K358
4PNC Bank, National Association64%321 / 50497%$105K310
5TD Bank, National Association62%267 / 43398%$105K261

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 146 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Delaware County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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