refinance lenders · HMDA 2023–2025

Refinance lenders in Delaware County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Delaware County, Pennsylvania, home to Chester, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,592 applications were decided by 263 lenders between 2023 and 2025.

Delaware County at a glance

263Active lenders38 with 20+ decisions
75.6%Market approval rate4,226 of 5,592 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,020 loans funded

How Delaware County compares

Approval rate compared
Delaware County75.6%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Delaware County$205KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Delaware County, PA, 847 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

The typical mortgage refinance here is $205K, 78% larger than the Pennsylvania typical of $115K.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 110One lender: 25% approved of 64One lender: 43% approved of 23One lender: 50% approved of 66One lender: 51% approved of 37One lender: 52% approved of 33One lender: 55% approved of 40One lender: 55% approved of 20One lender: 63% approved of 30One lender: 67% approved of 27One lender: 67% approved of 21One lender: 68% approved of 101One lender: 71% approved of 108One lender: 72% approved of 200Citizens Bank, National Association: 73% approved of 1,207One lender: 74% approved of 38One lender: 75% approved of 214Franklin Mint: 78% approved of 561One lender: 78% approved of 50One lender: 78% approved of 51One lender: 80% approved of 20Wilmington Savings Fund Society, FSB: 80% approved of 292PNC Bank, National Association: 81% approved of 386One lender: 81% approved of 21One lender: 81% approved of 58One lender: 83% approved of 205One lender: 86% approved of 91One lender: 86% approved of 43One lender: 86% approved of 51United Wholesale Mortgage, LLC: 88% approved of 216One lender: 90% approved of 30One lender: 93% approved of 76One lender: 95% approved of 38One lender: 95% approved of 40One lender: 96% approved of 25One lender: 96% approved of 78One lender: 97% approved of 35One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association73%877 / 1,20797%$205K847
2Franklin Mint78%437 / 56197%$105K425
3PNC Bank, National Association81%311 / 38696%$155K300
4Wilmington Savings Fund Society, FSB80%235 / 29299%$205K232
5United Wholesale Mortgage, LLCBroker only88%189 / 21696%$355K181

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 258 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Delaware County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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