Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Fayette County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Fayette County, home to Uniontown, between 2023 and 2025: 7,117 applications, 5,160 loans actually funded, across 8 kinds of borrowing.
Fayette County at a glance
7,117Applications decided
2023–2025
5,160Loans funded
73% of decisions
36Census tracts
19 ZIP codes
126,967People
ACS 2023
What the data shows
Lenders approved 84.5% of home-purchase applications in Fayette County, 5.3 points below the Pennsylvania rate.
The typical purchase mortgage here is $145K.
Cash-out refinance is the hardest money to get here: lenders approved 57% of 830 applications.
Lending by loan type in Fayette County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.5% | 2,850 | $145K | 96% | 193 |
| Home improvement loans | 64.1% | 1,422 | $45K | 95% | 68 |
| Cash-out refinance | 57.2% | 830 | $115K | 96% | 85 |
| Refinance | 77.3% | 1,440 | $85K | 96% | 87 |
| Investment property purchase | 87.2% | 321 | $85K | 98% | 80 |
| Investment cash-out refinance | 61.4% | 57 | $95K | 89% | 29 |
| Investment refinance | 90.0% | 100 | $95K | 96% | 24 |
| Investment home improvement | 67.0% | 97 | $65K | 95% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.