Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Westmoreland County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Westmoreland County, home to Murrysville, between 2023 and 2025: 24,670 applications, 18,890 loans actually funded, across 8 kinds of borrowing.
Westmoreland County at a glance
24,670Applications decided
2023–2025
18,890Loans funded
77% of decisions
113Census tracts
30 ZIP codes
353,345People
ACS 2023
What the data shows
The typical purchase mortgage here is $195K.
Investment home improvement is the hardest money to get here: lenders approved 60% of 182 applications.
Lending by loan type in Westmoreland County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.2% | 10,487 | $195K | 97% | 327 |
| Home improvement loans | 70.5% | 5,219 | $55K | 95% | 103 |
| Cash-out refinance | 64.8% | 2,504 | $125K | 95% | 145 |
| Refinance | 77.3% | 5,043 | $105K | 96% | 168 |
| Investment property purchase | 86.0% | 820 | $105K | 94% | 142 |
| Investment cash-out refinance | 69.8% | 215 | $105K | 91% | 68 |
| Investment refinance | 72.5% | 200 | $115K | 97% | 54 |
| Investment home improvement | 59.9% | 182 | $85K | 96% | 36 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.