refinance lenders · HMDA 2023–2025

Refinance lenders in Fayette County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Fayette County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,440 applications were decided by 87 lenders between 2023 and 2025.

Fayette County at a glance

87Active lenders13 with 20+ decisions
77.3%Market approval rate1,113 of 1,440 decided
$85KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,068 loans funded

How Fayette County compares

Approval rate compared
Fayette County77.3%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Fayette County$85KPennsylvania$115KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Fayette County, PA, 431 of them.

That is 40% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Valley 1St Community FCU approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical mortgage refinance here is $85K, 26% smaller than the Pennsylvania typical of $115K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%United Bank: 54% approved of 24First National Bank of Pennsylvania: 59% approved of 177United Wholesale Mortgage, LLC: 75% approved of 20Citizens Bank, National Association: 76% approved of 21Dollar Bank, Federal Savings Bank: 78% approved of 36Rocket Mortgage, LLC: 80% approved of 40Community Bank: 81% approved of 21PNC Bank, National Association: 81% approved of 552Royal United Mortgage LLC: 86% approved of 22Somerset Trust Company: 88% approved of 135First Federal Savings and Loan Association of Greene Co: 94% approved of 83Frick Financial Federal Credit Union: 96% approved of 23Valley 1St Community FCU: 100% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association81%449 / 55296%$85K431
2First National Bank of Pennsylvania59%105 / 17799%$75K104
3Somerset Trust Company88%119 / 13598%$75K117
4First Federal Savings and Loan Association of Greene Co94%78 / 8395%$75K74
5Valley 1St Community FCU100%43 / 43100%$55K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 82 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Fayette County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Fayette County

Nearby markets